Benefits Grid

What to Expect with Dental Care

If you have specific questions regarding benefit structure, limitations, or exclusions, contact MetLife at 1.800.942.0854 or visit www.metlife.com/mybenefits. There you’ll find detailed plan information available on Canvas > Life and career > About me > My benefits.

Plan Feature MetLife Preferred Dentists Program Plus
In-Network Out-of-Network
Annual maximum benefit $2,000 $2,000
Annual deductible – individual* $50 $75
Annual deductible – family* $150 $225
Type A Services: exams and cleanings 100% of PDP Plus Fee** 90% of R&C Fee**
Type B Services: fillings, extractions and oral surgery 80% of PDP Plus Fee** 70% of R&C Fee**
Type C Services: bridgework and dentures 50% of PDP Plus Fee** 50% of R&C Fee**
Type D Services: orthodontia 50% of PDP Plus Fee** 50% of R&C Fee**
Lifetime maximum benefit – orthodontia $1,500

 *Applies only to Type B and C services.

**PDP Plus Fee refers to the fees that participating Preferred Dentists Program Plus dentists have agreed to accept as payment in full, subject to any co-pays, deductibles, coinsurance, and benefit maximums.

***R&C Fee refers to the Reasonable and Customary charge, which is based on the lowest of (i) the dentist’s actual charge, (ii) the dentist’s usual charge for the same or similar services, or (iii) the charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.

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