Benefits Grid
What to Expect with Dental Care
If you have specific questions regarding benefit structure, limitations, or exclusions, contact MetLife at 1.800.942.0854 or visit www.metlife.com/mybenefits. There you’ll find detailed plan information available on Canvas > Life and career > About me > My benefits.
Plan Feature | MetLife Preferred Dentists Program Plus |
|
In-Network | Out-of-Network | |
Annual maximum benefit | $2,000 | $2,000 |
Annual deductible – individual* | $50 | $75 |
Annual deductible – family* | $150 | $225 |
Type A Services: exams and cleanings | 100% of PDP Plus Fee** | 90% of R&C Fee** |
Type B Services: fillings, extractions and oral surgery | 80% of PDP Plus Fee** | 70% of R&C Fee** |
Type C Services: bridgework and dentures | 50% of PDP Plus Fee** | 50% of R&C Fee** |
Type D Services: orthodontia | 50% of PDP Plus Fee** | 50% of R&C Fee** |
Lifetime maximum benefit – orthodontia | $1,500 |
*Applies only to Type B and C services.
**PDP Plus Fee refers to the fees that participating Preferred Dentists Program Plus dentists have agreed to accept as payment in full, subject to any co-pays, deductibles, coinsurance, and benefit maximums.
***R&C Fee refers to the Reasonable and Customary charge, which is based on the lowest of (i) the dentist’s actual charge, (ii) the dentist’s usual charge for the same or similar services, or (iii) the charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.
Find premium information and more on Canvas.